| Cover
                                                                        1 :
                                                                        Medical
                                                                        expenses | 
                                                                    
                                                                    
                                                                      | 
                                                                        Maximum
                                                                        amount
                                                                        of
                                                                        medical
                                                                        expenses
                                                                        cover
                                                                       | 
                                                                      
                                                                        up
                                                                        to 200,000
                                                                        euro per
                                                                        year of
                                                                        cover
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Hospitalisation
                                                                        for
                                                                        surgery
                                                                        (including
                                                                        ambulance
                                                                        service)
                                                                       | 
                                                                      
                                                                        100%
                                                                        of the
                                                                        french
                                                                        social
                                                                        security
                                                                        reimbursement
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Third
                                                                        party
                                                                        payment
                                                                        iduring
                                                                        hospitalisation
                                                                        for
                                                                        surgery
                                                                       | 
                                                                      
                                                                        On
                                                                        request
                                                                        24 hours
                                                                        a day
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        In
                                                                        France :
                                                                        Daily
                                                                        hospital
                                                                        charge
                                                                        and
                                                                        private
                                                                        room
                                                                       | 
                                                                      
                                                                        up
                                                                        to
                                                                        49 euro
                                                                        per day
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Consultations,
                                                                        visits,
                                                                        procedures
                                                                        carried
                                                                        out by
                                                                        GP or
                                                                        specialist
                                                                        (until
                                                                        130 euro
                                                                        per year
                                                                        for eye
                                                                        care
                                                                        consultations)
                                                                       | 
                                                                      
                                                                        100%
                                                                        of the
                                                                        french
                                                                        social
                                                                        security
                                                                        reimbursement
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Diagnostics
                                                                        tests,
                                                                        x-rays
                                                                        and
                                                                        drugs
                                                                       | 
                                                                      
                                                                        100%
                                                                        of the
                                                                        french
                                                                        social
                                                                        security
                                                                        reimbursement
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Procedures
                                                                        carried
                                                                        out by
                                                                        medical
                                                                        auxiliaries
                                                                        (following
                                                                        a clear
                                                                        liability
                                                                        accident)
                                                                       | 
                                                                      
                                                                        100%
                                                                        of the
                                                                        french
                                                                        social
                                                                        security
                                                                        reimbursement
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Dental
                                                                        care (following
                                                                        a clear
                                                                        liability
                                                                        accident)
                                                                       | 
                                                                      
                                                                        up
                                                                        to 230
                                                                        euro per
                                                                        year
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Other
                                                                        prostheses,
                                                                        eye care
                                                                        (following
                                                                        a clear
                                                                        liability
                                                                        accident)
                                                                       | 
                                                                      
                                                                        up
                                                                        to 230
                                                                        euro per
                                                                        year
                                                                       | 
                                                                    
                                                                    
                                                                      | Cover
                                                                        2 :
                                                                        Repatriation | 
                                                                    
                                                                    
                                                                      | 
                                                                        Transportation
                                                                        or
                                                                        repatriation
                                                                        for
                                                                        medical
                                                                        reason
                                                                       | 
                                                                      
                                                                        100%
                                                                        of costs
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        A
                                                                        relative
                                                                        or
                                                                        friend
                                                                        to stay
                                                                        with you
                                                                        during
                                                                        hospital
                                                                        stays of
                                                                        more
                                                                        than 6
                                                                        days
                                                                       | 
                                                                      
                                                                        Return
                                                                        ticket
                                                                        and 80
                                                                        euro per
                                                                        night
                                                                        for a
                                                                        maximum
                                                                        of 10
                                                                        nights
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Early
                                                                        return
                                                                        home if
                                                                        a close
                                                                        relative
                                                                        dies
                                                                       | 
                                                                      
                                                                        100%
                                                                        of costs
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Search
                                                                        and
                                                                        rescue
                                                                        services
                                                                       | 
                                                                      
                                                                        up
                                                                        to 3,800
                                                                        euro
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Returning
                                                                        your
                                                                        body to
                                                                        your
                                                                        home if
                                                                        you die
                                                                       | 
                                                                      
                                                                        100%
                                                                        of costs
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Advance
                                                                        payment
                                                                        of bail
                                                                        abroad
                                                                       | 
                                                                      
                                                                        up
                                                                        to 7,600
                                                                        euro
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Travel
                                                                        assistance
                                                                        if
                                                                        personal
                                                                        items
                                                                        are lost
                                                                        or
                                                                        stolen
                                                                       | 
                                                                      
                                                                        advance
                                                                        of up to
                                                                        460 euro
                                                                       | 
                                                                    
                                                                    
                                                                      | Cover
                                                                        3 :
                                                                        Counselling | 
                                                                    
                                                                    
                                                                      | 
                                                                        Dialogue
                                                                        with a
                                                                        clinical
                                                                        psychologist
                                                                       | 
                                                                      
                                                                         Up
                                                                        to 5
                                                                        telephone
                                                                        calls or
                                                                        exchanges
                                                                        of email
                                                                        per year
                                                                        | 
                                                                    
                                                                    
                                                                      | Cover
                                                                        4 :
                                                                        Personal
                                                                        liability | 
                                                                    
                                                                    
                                                                      | 
                                                                        Bodily
                                                                        injury
                                                                       | 
                                                                      
                                                                        up
                                                                        to 765,000
                                                                        euro
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Physical
                                                                        and
                                                                        consequential
                                                                        damage
                                                                       | 
                                                                      
                                                                        up
                                                                        to 460,000
                                                                        euro
                                                                        excess 76
                                                                        euro
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Other
                                                                        damage
                                                                       | 
                                                                      
                                                                        up
                                                                        to 92,000
                                                                        euro
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Physical
                                                                        and
                                                                        consequential
                                                                        damage
                                                                        (group
                                                                        leader)
                                                                       | 
                                                                      
                                                                        up
                                                                        to 12,000
                                                                        euro
                                                                        excess 76
                                                                        euro
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Legal
                                                                        cover -
                                                                        recourse
                                                                       | 
                                                                      
                                                                        up
                                                                        to 3,100
                                                                        euro for
                                                                        costs
                                                                        over 228
                                                                        euro
                                                                       | 
                                                                    
                                                                    
                                                                      | Cover
                                                                        5 : Personal
                                                                        accident | 
                                                                    
                                                                    
                                                                      | 
                                                                        Death
                                                                        through
                                                                        accident
                                                                       | 
                                                                      
                                                                        7,700
                                                                        euro or
                                                                        funeral
                                                                        expenses
                                                                        for the
                                                                        under
                                                                        16's
                                                                       | 
                                                                    
                                                                    
                                                                      | 
                                                                        Disablement
                                                                        through
                                                                        accident
                                                                       | 
                                                                      
                                                                        up
                                                                        to 30,500
                                                                        euros,
                                                                        excess
                                                                        20%
                                                                       | 
                                                                    
                                                                    
                                                                      | Cover
                                                                        6 : Delayed
                                                                        departure | 
                                                                    
                                                                    
                                                                      | 
                                                                        Reimbursement
                                                                        of fee
                                                                        charged
                                                                        by
                                                                        airline
                                                                        company
                                                                        for
                                                                        change
                                                                        of
                                                                        outward
                                                                        flight.
                                                                       | 
                                                                      
                                                                         up
                                                                        to 100
                                                                        euro,
                                                                        airline
                                                                        tickets
                                                                        only
                                                                        | 
                                                                    
                                                                    
                                                                      | Cover
                                                                        7 : Baggage
                                                                        cover | 
                                                                    
                                                                    
                                                                      | 
                                                                        Luggage
                                                                        wich is
                                                                        lost,
                                                                        stolen,
                                                                        destroyed
                                                                        in an
                                                                        explosion
                                                                        or fire
                                                                        or
                                                                        damaged
                                                                        by water
                                                                        during
                                                                        the trip
                                                                        or the
                                                                        stay (limited
                                                                        to 50%
                                                                        for
                                                                        valuables)
                                                                       | 
                                                                      
                                                                         up
                                                                        to 1,000
                                                                        euro,
                                                                        excess
                                                                        of 30
                                                                        euro per
                                                                        claim
                                                                        |