| 
                                            
                                          Medical expenses 
                                                           | 
                                                         
                                                        
                                                          Abroad 
                                                            
                                                                -
                                                            Hospitalisation : 
                                                                -
                                                            Daily hospital
                                                            charges and private
                                                            room 
                                                                -
                                                            Consultation or
                                                            doctor's visit 
                                                                 
                                                             - Radiography,
                                                            diagnostic tests,
                                                            drugs, cares 
                                                                -
                                                            Physiotherapy     
                                                            (if the hospital
                                                            charges are covered
                                                            by us) 
                                                                -
                                                            Eye and dental care
                                                            other than dentures 
                                                                  (Only
                                                            in the event of a
                                                            clear liability
                                                            accident)
                                                           | 
                                                         
                                                       
                                                     | 
                                                    
                                                      
                                                        
                                                          | 
                                                             Level
                                                            of cover  | 
                                                         
                                                        
                                                            
                                                            100%
                                                                        of
                                                                        expenses 
                                                            Up to a max. of 49
                                                            Euros per day) 
                                                            90 % 
                                                            
                                                                        of
                                                                        expenses 
                                                            Up to 76,5 Euros per
                                                            item 
                                                            80% 
                                                            
                                                                        of
                                                                        expenses 80%
                                                            
                                                            
                                                                        of
                                                                        expenses Up
                                                            to 46 Euros per
                                                            session 80 % 
                                                            
                                                                        of
                                                                        expenses,
                                                            up to 305 Euros /
                                                            person / year
                                                           | 
                                                         
                                                       
                                                     | 
                                                   
                                                 
                                               | 
                                             
                                           
                                            
                                           
                                            
                                              
                                                
                                                  
                                                    
                                                      
                                                        
                                                          | 
                                            
                                          Repatriation Assistance 
                                                           | 
                                                         
                                                        
                                                          If
                                                            you are seriously
                                                            ill or injured, and
                                                            our assistance has
                                                            accepted your claim,
                                                            we will organise and
                                                            pay for the
                                                            following : 
                                                             - Transportation
                                                            or repatriation for
                                                            medical reasons  -
                                                            Sea or mountain
                                                            rescue services   
                                                              - A
                                                            relative or friend
                                                            to accompagny you 
                                                             - Return to
                                                            the country of
                                                            hospitalisation or
                                                            cost   
                                                            of sending a
                                                            colleague to replace
                                                            you  - A
                                                            relative or friend
                                                            to stay with you in hospital   
                                                            for up to 10 days 
                                                             - Abandonment
                                                            of the trip if a
                                                            close relative dies 
                                                             - Sending you
                                                            essential medication
                                                            not available   
                                                            locally  - Returning
                                                            your body to your
                                                            home if you die 
                                                             - Cost of bail
                                                            if you are involved
                                                            in a traffic
                                                            accident   
                                                            while abroad  -
                                                            Legal expenses
                                                            incurred while
                                                            abroad  -
                                                            Provision of funds
                                                            if your personal
                                                            money is lost   
                                                            or stolen
                                                           | 
                                                         
                                                       
                                                     | 
                                                    
                                                      
                                                        
                                                          | 
                                                             Level
                                                            of cover  | 
                                                         
                                                        
                                                            
                                                             
  
                                                            100%
                                                                        of
                                                                        expenses 
                                                            Up to 5,000 euros per
                                                            person Up to 15,000 euros
                                                            per event 
                                                            100%
                                                                        of
                                                                        expenses 
                                                            100%
                                                                        of
                                                                        expenses   
                                                             Return ticket
                                                            and 80 Euros per
                                                            night up to a
                                                            maximum of 10 nights 
                                                            100%
                                                                        of
                                                                        expenses 
                                                            100%
                                                                        of
                                                                        expenses   
                                                             100%
                                                                        of
                                                                        expenses Up
                                                            to 7,625 Euros   
                                                             Up to 765 Euros Up
                                                            to 750 euros per
                                                            event
                                                           | 
                                                         
                                                       
                                                     | 
                                                   
                                                 
                                               | 
                                             
                                           
                                            
                                           
                                            
                                              
                                                
                                                  
                                                    
                                                      
                                                        
                                                          | 
                                            
                                          Personnal Accident 
                                                           | 
                                                         
                                                        
                                                           -
                                                            Amount we will pay
                                                            if you die in an
                                                            accident 
                                                              
                                                             - Amount we
                                                            will pay if you are
                                                            totally and    
                                                            permanently disabled
                                                            in an accident (reduced
                                                            if   
                                                            you are partially
                                                            and permanently
                                                            disabled).
                                                           | 
                                                         
                                                       
                                                     | 
                                                    
                                                      
                                                        
                                                          | 
                                                             Level
                                                            of cover  | 
                                                         
                                                        
                                                          
                                                            7,700 Euros
                                                            (limited to funeral
                                                            expenses for under
                                                            16s)  
                                                              
                                                            30,500 Euros 
                                                             (Proportional
                                                            excess : 20%)
                                                           | 
                                                         
                                                       
                                                     | 
                                                   
                                                 
                                               | 
                                             
                                           
                                            
                                           
                                            
                                              
                                                
                                                  
                                                    
                                                      
                                                        
                                                          | 
                                            
                                          Personnal
                                          Liability 
                                                           | 
                                                         
                                                        
                                                          You
                                                            are covered for
                                                            damage caused to
                                                            others while you are
                                                            travelling and
                                                            during your stay
                                                            abroad, in a private
                                                            capacity only. Per
                                                            claim : 
                                                               -
                                                            Bodily injury    -
                                                            Physical and
                                                            consequential damage 
                                                               -
                                                            Legal costs of
                                                            claims made against
                                                            you    -
                                                            In a professional
                                                            capacity : Work
                                                            experience     
                                                            placement : physical
                                                            damage
                                                           | 
                                                         
                                                       
                                                     | 
                                                    
                                                      
                                                        
                                                          | 
                                                             Level
                                                            of cover  | 
                                                         
                                                        
                                                          
                                                              
                                                              
                                                              
                                                             Up to 765,000 Euros 
                                                            Up to 460,000 Eur
                                                            (excess
                                                            : 76 E)   
                                                            3,100 Eur  (If
                                                            costs are over : 228 E) 
                                                              Up to 12,000
                                                            Eur
                                                            (excess
                                                            :
                                                            76 E)
                                                           | 
                                                         
                                                       
                                                     | 
                                                   
                                                 
                                               | 
                                             
                                           
                                            
                                           
                                            
                                              
                                                
                                                  
                                                    
                                                      
                                                        
                                                          | 
                                            
                                          Baggage 
                                                           | 
                                                         
                                                        
                                                          | If
                                                            your baggage is lost,
                                                            stolen or destroyed
                                                            by explosion, fire
                                                            or waterduring the
                                                            outward or homeward
                                                            journey. Cover is
                                                            limited to 50% for
                                                            valuables.  | 
                                                         
                                                       
                                                     | 
                                                    
                                                      
                                                        
                                                          | 
                                                             Level
                                                            of cover  | 
                                                         
                                                        
                                                          
                                                            Up
                                                            to 1,200 Euros 
                                                            (excess of 30 Euros
                                                            per claim)
                                                           | 
                                                         
                                                       
                                                     | 
                                                   
                                                 
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